cost of owning new home in Houston TX

New Home Insurance Premiums in Texas

Many in Houston are concerned the city and state are becoming unaffordable, but we’re pressing Texas Lawmakers to address rising insurance premiums. Why? With each rise in home insurance premiums, many people are antsy about the cost of living in a state known for being supremely affordable. Add the recent impacts of inflation on the cost of labor and materials …

insurance for new home

Buying a New Home? Tips to Protect & Insure

Buying your first home can be both exciting and scary.  Home insurance is another issue that adds to the anxiety of homeowners.  If you’re like most people, the word” insurance” is a foreign language.  Following are a few tips to help you insure your home appropriately: Cover your house for replacement cost – not market value Many people have the …

New Homes in Houston TX by Long Lake

Flood Insurance Reform – Pricing Increases

How is the Flood Insurance Reform affecting homeowners? Last year when the Biggert-Waters Flood Insurance Reform Act was passed, everyone was pleased that funding for the national flood insurance program (NFIP) would continue for another five years.  Phil Hoffman, owner of Hoffman Custom Homes in Louisiana and president of the New Orleans Area HBA said, “Without that extension, we wouldn’t …